T-Mobile Entering Consumer Banking

T-Mobile Entering Consumer Banking (Re/code)

Tuesday, T-Mobile announced a Mobile Money service, aimed at the 70 million Americans who are without banking services or who rely on expensive check-cashing and payday loan services. T-Mobile, with its bank partner Bancor, would allow customers to deposit checks through a mobile app, receive direct deposit payments, pay bills, use a debit Visa card and access ATMs without fees. T-Mobile only plans to charge for services for which it incrues hard costs and does not believe it will turn a profit from Mobile Money’s basic services. This is T-Mobile’s attempt to replicate functions commonly available via cellphone overseas, but it is not the mobile service provider’s version of using a smartphone as an electric  wallet.

Adrienne Minor

Adrienne Minor is an editorial assistant for Eagle Financial Publications. She writes, edits and posts articles for the website, as well as edits and assists in the online distribution of Eagle’s investment newsletters, trading alerts, e-letters and other reports. Adrienne's special investing interests are in mobile technology and consumer spending.

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