Categories: RetailU.S. Investing

The Cost of Doing Business

The Cost of Doing Business (USAToday.com)

Target will try to fix the public relations damage done by the theft of 40 million debit and credit cards by awarding those card holders a 10 percent discount on all merchandise purchased in-store during this holiday season. In addition, the Minneapolis-based retailing giant is also offering free credit monitoring to the victims of this theft. However, in order to minimize the potential damage, Target is capping the maximum amount for which those cards can be used to make purchases at $300 in debit charges and $100 in cash withdrawals. And, unfortunately, there are a number of different companies whose purchases are exempt from this discount, including: Apple, Bose, PlayStation 4 and Xbox One consoles. Anyone who used a credit card at Target stores between Nov. 27 and Dec. 15 is supposed to be eligible to use these benefits, but the actual use of said benefits has been slight, at best. As for investors, there really was no appreciable dip in Target’s stock price since the theft was discovered.

Wayne Ellis

Wayne Ellis has been involved in the financial publishing industry for more than 15 years. During that time, he has helped to edit, to market and to launch products and services for Ernst & Young, LLC, Fidelity Investments, Agora, LLC, and Eagle Financial Publications. He currently puts his broad-based experience and industry expertise to use as a contributing writer for Eagle Financial Publications. He also is a graduate of Arizona State University.

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